mARKETPLACES

Scalable payment operations for your marketplace

Improve customer  and merchant experience

Streamline payment operations

Get full control and visibility on money movements

Don’t let payment operations slow your growth. Automatically send, receive and reconcile payments through a single platform, augment your user and merchant experience with direct debit and instant payments.

Don’t let payment operations slow your growth. Automatically send, receive and reconcile payments through a single platform, augment your user and merchant experience with direct debit and instant payments.

A solution for all your payment use cases

Real-time payment

Make funds instantly available to merchants to drive higher engagement

Loyalty program

Track customers’ loyalty program balance using a double-entry ledger

Payment flows control and visibility

Record and manage money movements across buyers, suppliers, and your various bank accounts.

Programmatic vendors payout

Save your team time by automating premium direct debit initiation and reconciliation.

Automatic collection and reconciliation of payments from buyers

Automate buyers’ payments collection leveraging virtual IBANs and enriched account statements to streamline operations

Real time of customers’ and merchants’ balances

Leverage ledgers to keep accurate balances of customers’ and merchants’ balances at all times.

Real-time payment

Make funds instantly available to merchants to drive higher engagement

Loyalty program

Track customers’ loyalty program balance using a double-entry ledger

Payment flows control and visibility

Record and manage money movements across buyers, suppliers, and your various bank accounts.

Programmatic vendors payout

Save your team time by automating premium direct debit initiation and reconciliation.

Automatic collection and reconciliation of payments from buyers

Automate buyers’ payments collection leveraging virtual IBANs and enriched account statements to streamline operations

Real time of customers’ and merchants’ balances

Leverage ledgers to keep accurate balances of customers’ and merchants’ balances at all times.

A payment operations platform for marketplace companies

Payments

Send payments through SEPA credit transfer and instant credit transfer, Bacs, and FPS

Collect payments through SEPA direct debit core and B2B and Bacs direct debit

Send international payments through SWIFT

Manage SEPA R transactions (recalls, rejects, returns, and refunds) and inquiries

Receive real-time notifications as payments are processed

Accounts

Receive prior-day balances and transactions at the end of the day

Receive intraday balances and transactions throughout the day

Receive real-time notifications as transactions are posted and balances are calculated

Search balances and transactions with no history limit

Connectivity

Connect to your banks through a single RESTful API

Numeral connects to your banks and manages payment, payment status report, and account report files for you

Be notified in case of bank connection or file transfer failure

Reconciliations

Automatically reconcile payments processed with transactions posted

Use virtual IBANs to automate the reconciliation of incoming payments

Use expected payments to reconcile payments executed outside of Numeral

Receive real-time notifications as reconciliations are created

Counterparties

Onboard and verify counterparties to facilitate payments

Manage all counterparties and counterparty accounts in one single place

Assign virtual accounts to counterparties and rotate virtual accounts across counterparties

Notify counterparties as you send, request, or receive payments

Controls

Approve payment orders and payment files before they are sent to your banks

Setup payment approval workflows that match your internal controls

Review audit trails of your payments and counterparties

Keep the full control of your data

Frequently Asked Questions

Can I notify merchants when their payments have been executed?

Yes, you can subscribe to events to be notified via webhooks as payments are processed (e.g., sent or rejected) by your bank. You can use those webhooks to build a notification system for your merchants.

Does Numeral support payment approval workflows?

Yes, Numeral offers approval workflow management, either programmatically via API or our central dashboard.

Are there limits on the number of counterparties I can enter on the Numeral platform?

No, you use as many counterparties as you want on the Numeral platform.

Are there limits on payment volumes and amounts?

No, there are no technical limits on payments amount nor the number of payments you can process on the Numeral platform. Please note that your banks can limit the number and amount of payments.

How much does Numeral cost?

Numeral’s pricing consists of a platform subscription fee, a fee based on the payments processed on the platform, and a fee based on the number of accounts connected to the platform.

Does Numeral intermediate funds?

Numeral is a payment operations software, not a payment service provider. As such, Numeral doesn’t intermediate funds. Your funds flow directly between yours and your customers' and partners' bank accounts. Numeral only exchanges files and messages with your banks to initiate payments from your bank accounts or fetch account or payment-related information. Doing so, Numeral enables you to move funds directly in and out of your bank accounts.

Resources

Instant Payments

SEPA Instant Credit Transfer in a nutshell

Real-time payments are rapidly becoming the new payment standard for companies and consumers who no longer want to wait 2-3 days for funds to arrive into th ...
View more
Product

How Numeral supports SEPA instant payments

The Numeral platform supports SEPA instant payments, in addition to regular SEPA credit transfers as well as SEPA direct debits. Companies can use the Numer ...
View more
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