Numeral joins forces with Mambu: the future of payments has never looked brighter

Dear customers, partners, friends, and members of the payments community,

Today, I am thrilled to announce that Numeral has been acquired by Mambu, a global leader in core banking systems, with 260+ customers serving 110m+ end users across 65+ countries. We embrace Mambu’s vision to provide any financial institution with the tools to create better financial experiences — from banking to payments and beyond.

In the name of the entire Numeral team, I would like to thank you for your trust, inspiration, and collaboration which allowed Numeral to reach this exciting stage in its journey.

By uniting our payments platform to Mambu’s cloud-native core banking platform, we offer the foundations for our customers to accelerate and advance the next-generation of financial products.

We’ve gained the trust of leading financial institutions on one of their most critical components

We launched Numeral in 2021 with the ambition to build the best payments platform in the market and enable companies to build best-in-class payment products and experiences, starting with financial services providers.

In just three years, we have made significant progress towards that ambition. We have built an outstanding team with a unique culture and strong velocity. We have developed a superior product capable of processing hundreds of millions of payments per year. We have won the trust of 20+ leading financial institutions across Europe, including WorldFirst, Argentex, Floa, Alma, and Xpollens. We have created a distinctive brand and a unique community of payments nerds. We have built partnerships with Europe’s leading banks including BNP Paribas, HSBC Innovation Banking, BPCE, and Barclays, core banking system providers, as well as consulting firms and system integrators.

Joining forces with Mambu, Numeral is now part of an established, proven company already providing the core systems to some of the world’s most respected banks and leading fintechs, including N26, Western Union, Raiffeisen Bank, and ABN AMRO.

Together, Mambu and Numeral gather the solutions, people, expertise, technology, and reach to provide innovative financial institutions with the foundations to launch and scale fast, and the tools to seize the opportunities created by the major payment changes to come.

The need for payment infrastructure modernisation

Payments are undergoing major changes across the world with the generalisation of instant payments, the introduction of new global payment standards such as ISO 20022, and a steady flow of new regulatory requirements like the Instant Payments Regulation and Verification of Payee in the EU and Confirmation of Payee in the UK.

These changes are a catalyst for the modernisation of core banking and payment platforms.

Most banks’ current IT infrastructures are not ready for these changes. According to Capgemini’s World Payments Report 2025, only 5% of banks report high business and technology readiness for instant payments. Adapting to these changes is monopolising most banks’ technology resources and leaving no time for innovation, the launch of new products, and the improvement of user experience.

Adapting to these changes often requires IT upgrades that go beyond the payments stack only. For instance, instant payments demand real-time AML / CFT capabilities, real-time ledgers, and real-time-capable core banking systems at large. Adding new payment methods requires connectivity to new payment schemes or partner banks and new processing capabilities between core banking systems and the external world.

Together, Mambu and Numeral enable our customers to modernise their existing financial experiences, from payments to lending through deposits, easily while building the foundations to seize future market opportunities.

Empowering the next generation of banking and payment experiences

This acquisition reinforces Mambu’s payment offer and takes Numeral to a whole new level. Numeral will continue to exist as a standalone product in Mambu’s offer while benefiting from Mambu’s resources, expertise, and existing customer base to develop new capabilities, address new markets, and bring any company into the future of payments.

By joining Mambu, Numeral payments hub will of course benefit from a deep and constantly evolving integration with Mambu’s powerful, cloud-native banking platform, enable our customers to modernise their existing financial experiences even more easily while building the foundations to seize any future market opportunities.

Together, we’re imagining and leading the future of financial services by empowering the next generation of banking and payment experiences. Because together is better.

Learn more about how Mambu helps you in building your next generation of banking and financial experiences.

To discuss your payments projects specifically, contact us.