API-first integration to your SEPA sponsor bank
Manage all payment methods and R transactions
Accelerate your time-to-market
Reduce maintenance and upgrade costs
A solution for all your payment use cases
Interbank payments
Send and receive interbank payments across SEPA schemes through your sponsor bank: SCT, SCT Inst, SDD Core, SDD B2B.
Automatic SEPA settlements reconciliation
Enjoy automated reconciliation of your settlement accounts with individual payments and R transactions.
R transactions and inquiries
Programmatically send, receive and manage recalls, rejects, returns, refunds, and inquiries.
Programmatic treasury management
Move funds across your settlement and safeguarded accounts to optimise liquidity and comply with regulations.
A payment operations platform for lending companies
Payments
Send and receive SEPA, Bacs, CHAPS, FPS, Swift payments and more
Manage schemes indirect participant's messages
Automatically retry failed payments
Accounts
Access balances and posted transactions in real-time
Benefit from normalised data across all banks
Automate cash sweeps between bank accounts
Connectivity
Connect to SEPA, FPS, Bacs, Swift and more through 30+ banks from a single API
Productised scheme and bank specific incident prevention
24/7/365 technical, bank and scheme support from Numeral payment operations team
Reconciliations
Direct integrations with payment gateways, processors, and acquirers
Card and APM settlements reconciliations
High-volume reconciliations
Counterparties
Verify account details and holder before creating payments
Manage accounts and account holders in one place
Manage virtual account numbers, direct debit mandates and more
Controls
Setup payment approval workflows to match your controls
Review audit trails for all objects in the Numeral platform
Keep the full control of your data
What SEPA payment schemes does Numeral support for SEPA indirect participants?
Numeral supports all SEPA payment schemes for our banking partners acting as SEPA sponsor banks, including SEPA instant payments. Check out the Bank coverage page or contact us for more details.
How much does Numeral cost for SEPA indirect participants?
Numeral standard pricing applies to SEPA indirect participants. Numeral’s pricing consists of a subscription fee, payment fees, and connected account fees. Contact us for more information.
What is the scope of Numeral in the process of becoming a SEPA indirect participant?
Numeral covers the connectivity with your SEPA sponsor bank, and guides you in the process of acquiring the relevant information from your SEPA sponsor bank related to this connectivity. Numeral does not intervene in your relationship with your SEPA sponsor bank, nor in any regulatory matter.
How does Numeral connect to banks?
For each bank and each payment method, we determine the best bank direct connectivity solution from available options (SFTP, EBICS, API, …). We then build the integration for the selection option, which consists in building the logic that transforms calls made to our API into messages and files accepted by the bank direct connectivity solution, and vice versa. We also build in the support and management of edge cases, bank servers unavailability, etc.
Are there any limitations introduced by using Numeral as a SEPA indirect participant?
No. Actually, Numeral supports additional SEPA payment flows for SEPA indirect participants, including R operations.
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