API-first integration to your Bacs and FPS sponsor bank
Manage all payment methods and collecting reports
Accelerate your time-to-market
Reduce maintenance and upgrade costs
A solution for all your payment use cases
Interbank payments
Send and receive interbank payments across UK schemes through your sponsor bank: Bacs credit transfer, Bacs direct debit, FPS faster payments.
Automatic Bacs and FPS settlements reconciliation
Enjoy automated reconciliation of your settlement accounts with individual payments and collecting report linked operations.
Collecting reports
Programmatically send, receive, and respond to ARUCS, ARUDD, AUDDIS, ADDCS, AWACS, and DDIC.
Programmatic treasury management
Move funds across your settlement and safeguarded accounts to optimise liquidity and comply with regulations.
A payment operations platform for lending companies
Payments
Send and receive SEPA, Bacs, CHAPS, FPS, Swift payments and more
Manage schemes indirect participant's messages
Automatically retry failed payments
Accounts
Access balances and posted transactions in real-time
Benefit from normalised data across all banks
Automate cash sweeps between bank accounts
Connectivity
Connect to SEPA, FPS, Bacs, Swift and more through 30+ banks from a single API
Productised scheme and bank specific incident prevention
24/7/365 technical, bank and scheme support from Numeral payment operations team
Reconciliations
Direct integrations with payment gateways, processors, and acquirers
Card and APM settlements reconciliations
High-volume reconciliations
Counterparties
Verify account details and holder before creating payments
Manage accounts and account holders in one place
Manage virtual account numbers, direct debit mandates and more
Controls
Setup payment approval workflows to match your controls
Review audit trails for all objects in the Numeral platform
Keep the full control of your data
Are there any limitations introduced by using Numeral as a UK agency banking customer?
No. Actually, Numeral supports additional Bacs and FPS payment flows for Bacs and FPS indirect participants, including collecting reports.
How much does Numeral cost for UK agency banking customers?
Numeral standard pricing applies to UK agency banking customers. Numeral’s pricing consists of a subscription fee, payment fees, and connected account fees. Contact us for more information.
What UK payment schemes does Numeral support for UK agency banking customers?
Numeral supports all Bacs and FPS payment schemes for our banking partners acting as UK sponsor banks, including faster payments. Check out the Bank coverage page or contact us for more details.
What is the scope of Numeral in the process of becoming a UK agency banking customer?
Numeral covers the connectivity with your UK sponsor bank, and guides you in the process of acquiring the relevant information from your UK sponsor bank related to this connectivity. Numeral does not intervene in your relationship with your UK sponsor bank, nor in any regulatory matter.
How does Numeral connect to banks?
For each bank and each payment method, we determine the best bank direct connectivity solution from available options (SFTP, EBICS, MQ, API, …). We then build the integration for the selection option, which consists in building the logic that transforms calls made to our API into messages and files accepted by the bank direct connectivity solution, and vice versa. We also build in the support and management of edge cases, bank servers unavailability, etc.
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