Regulatory digest

The financial services sector is set to navigate an array of critical regulatory milestones in 2025. To help industry professionals stay ahead, here is an overview of the most significant deadlines across global markets.

Three weeks after the publication of its VOP rulebook, the European Payments Council kept its words and published the Verification Of Payee API specifications on October 31, 2024.

In July 2024, the Eurosytem published its “Policy on access by non-bank PSPs to central bank-operated payment systems and to central bank accounts”.

On October 10, 2024, the European Payments Council published its highly anticipated Verification Of Payee (VOP) rulebook.

The Bank of Lithuania’s SEPA gateway CENTROlink announced that its PI and EMI customers must comply with new safeguarding requirements by April 2025.

Payment systems and the regulations that shape them are evolving in 2024, creating significant opportunities and new challenges for fintechs and bank teams.

PSD1, PSD2, PSD3: these three directives are shaping the way the European retail market work today. Throwback to how it all started and what's next.

In this article, we explore what PSD3 might mean for financial innovators looking to build products in the SEPA area.

In this article, we break down what IBAN verification is, what was previously in the law, and what PSD3 is changing.

To remove friction to adoption and accelerate the development of better systems, the European Commission released its proposal for the third Payment Services Directive (PSD3).