A complete platform to manage all your payment operations
Automate payments, manage your liquidity and keep track of all payments from a single API and dashboard.
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Payments
Send and receive payments across all your partner banks using a single platform and its API, webhooks and dashboard
Build custom approval workflows that fit your product features and internal processes
Manage all indirect participant messages, including error and exception handling flows
Multi-schemes: SEPA Credit Transfer, SEPA Direct Debit (Core and B2B), SEPA Instant, Bacs Direct Debit, Bacs Direct Credit, CHAPS, FPS, and Swift
Features
Payment file batching, generation, signature, and encryption
Payment status report file validation and parsing
Bank cut-off time management
Corporate and payment scheme indirect access
Accounts
Receive prior-day balances and transactions at the end of the day
Receive intraday balances and transactions throughout the day
Receive real-time notifications as transactions are posted and balances are calculated
Search balances and transactions with no history limit
Features
Account debit and credit notifications
Intraday account reports & Prior-day account reports
Account report file parsing
Connectivity
Connect to your banks through a single API
Numeral connects to your banks and manages payment, payment status report, and account report files for you
Be notified in case of bank connection or file transfer failure
Features
SFTP / EBICS / MQ / bank API support
ISO 20022 XML pacs and pain message support
File generation, signature, and encryption
File validation, description, and parsing
Reconciliations
Auto-reconcile payments with transactions posted
Use virtual IBANs to automate payment reconciliation
Use expected payments to reconcile payments executed outside of Numeral
Receive real-time notifications as reconciliations are created
Features
Flexible reconciliation data model
Automated reconciliation engine
Manual override of automated reconciliations
Custom reconciliation rules
Counterparties
Onboard and verify counterparties to facilitate payments
Manage all counterparties and accounts in one place
Assign virtual accounts to counterparties and rotate virtual accounts across counterparties
Notify counterparties as you send, request, or receive payments
Features
Multi-account counterparty support
Account number verification
Account holder verification
Direct debit mandate management
Controls
Approve payment orders and payment files before they are sent to your banks
Setup payment approval workflows to match your controls
Review audit trails of your payments and counterparties
Keep the full control of your data
Features
Payment order and payment file approvals
Action logs and audit trails
Counterparty and counterparty account approvals
Payment files history
Dashboard
Review and approve payments in one single place
View all account balances and transactions with no history limit
Invite users, assign user roles and permissions, and setup payment approval workflows
Import and export data through CSV
Features
Advanced filtering, sorting, and search
User roles and permissions
Payment status history and audit trails
CSV import / export
Developer center
API and webhooks
Integrate Numeral’s RESTful API into your product and systems
Receive real-time notifications through webhooks
Manage API keys, IP whitelisting, and webhooks in the developer center
Features
RESTful API
API security (HTTPS, IP whitelisting, mutual TLS, and webhook header signature)
Events and webhooks
Industry use cases
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