Build differentiated payment experiences with your banks
Improve customer experience
Streamline payment operations
Scale with confidence
A solution for all your payment use cases
Automatic top-ups
Allow users to configure automatic top-ups, debited directly from their bank accounts, leveraging ledgers and direct debits.
External credit transfers
Enable users to initiate FPS, Bacs and SEPA credit transfers to any counterparty directly from your application, using funds from their wallets.
Automatic reconciliation
Enjoy automated reconciliation of your operations and safeguarded accounts.
Digital wallet management
Leverage ledgers and virtual IBANs to track and maintain users' balances.
Instant wallet withdrawals
Offer superior user experience by enabling instant wallet withdrawals, thanks to automated payment workflows that fit your internal controls and UK faster payments and SEPA instant credit transfers.
Programmatic treasury management
Move funds across your settlement and safeguarded accounts to optimise liquidity and comply with regulations.
Direct connectivity to any bank
Easily connect to any bank via a single API. Launch in new countries quickly, build and nurture close relationships with key banking partners.
SEPA, Bacs and FPS indirect participants
Easily connect to your sponsor bank and issue your own IBANs, gain control on payments and R-operations and lower your costs.
A payment operations platform for lending companies
Payments
Send and receive SEPA, Bacs, CHAPS, FPS, Swift payments and more
Manage schemes indirect participant's messages
Automatically retry failed payments
Accounts
Access balances and posted transactions in real-time
Benefit from normalised data across all banks
Automate cash sweeps between bank accounts
Connectivity
Connect to SEPA, FPS, Bacs, Swift and more through 30+ banks from a single API
Productised scheme and bank specific incident prevention
24/7/365 technical, bank and scheme support from Numeral payment operations team
Reconciliations
Direct integrations with payment gateways, processors, and acquirers
Card and APM settlements reconciliations
High-volume reconciliations
Counterparties
Verify account details and holder before creating payments
Manage accounts and account holders in one place
Manage virtual account numbers, direct debit mandates and more
Controls
Setup payment approval workflows to match your controls
Review audit trails for all objects in the Numeral platform
Keep the full control of your data
Are there limits on the number of banks and accounts I can work with on the Numeral platform?
No, you can work with as many banks and accounts as you want on the Numeral platform.
Can I use Numeral to connect with my SEPA sponsor bank as a SEPA indirect participant?
Yes, visit our SEPA indirect participant page for more information.
Are there limits on payment volumes and amounts?
No, there are no technical limits on payments amount nor the number of payments you can process on the Numeral platform. Please note that your banks can limit the number and amount of payments.
How much does Numeral cost?
Numeral’s pricing consists of a platform subscription fee, a fee based on the payments processed on the platform, and a fee based on the number of accounts connected to the platform.
How does Numeral connect to banks?
For each bank and each payment method, we determine the best bank direct connectivity solution from available options (SFTP, EBICS, API, …). We then build the integration for the selection option, which consists in building the logic that transforms calls made to our API into messages and files accepted by the bank direct connectivity solution, and vice versa. We also build in the support and management of edge cases, bank servers unavailability, etc.
Does Numeral intermediate funds?
Numeral is a payment operations software, not a payment service provider. As such, Numeral doesn’t intermediate funds. Your funds flow directly between yours and your customers' and partners' bank accounts. Numeral only exchanges files and messages with your banks to initiate payments from your bank accounts or fetch account or payment-related information. Doing so, Numeral enables you to move funds directly in and out of your bank accounts.
Can I use Numeral with any bank?
We need to have an integration with your bank for you to use Numeral. Check our current bank coverage. We’re building integrations with new banks every month, and prioritise based on our customers’ needs. Get in touch with us to discuss your bank coverage needs!
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