Scalable payment operations for your marketplace
Improve customer and merchant experience
Streamline payment operations
Get full control and visibility on money movements
A solution for all your payment use cases
Real-time payment
Make funds instantly available to merchants to drive higher engagement.
Loyalty program
Track customers’ loyalty program balance using a double-entry ledger.
Payment flows control and visibility
Record and manage money movements across buyers, suppliers, and your various bank accounts.
Programmatic vendors payout
Save your team time by automating premium direct debit initiation and reconciliation.
Automatic collection and reconciliation of payments from buyers
Automate buyers’ payments collection leveraging virtual IBANs and enriched account statements to streamline operations.
Real time of customers’ and merchants’ balance
Leverage ledgers to keep accurate balances of customers’ and merchants’ balances at all times.
A payment operations platform for lending companies
Payments
Send and receive SEPA, Bacs, CHAPS, FPS, Swift payments and more
Manage schemes indirect participant's messages
Automatically retry failed payments
Accounts
Access balances and posted transactions in real-time
Benefit from normalised data across all banks
Automate cash sweeps between bank accounts
Connectivity
Connect to SEPA, FPS, Bacs, Swift and more through 30+ banks from a single API
Productised scheme and bank specific incident prevention
24/7/365 technical, bank and scheme support from Numeral payment operations team
Reconciliations
Direct integrations with payment gateways, processors, and acquirers
Card and APM settlements reconciliations
High-volume reconciliations
Counterparties
Verify account details and holder before creating payments
Manage accounts and account holders in one place
Manage virtual account numbers, direct debit mandates and more
Controls
Setup payment approval workflows to match your controls
Review audit trails for all objects in the Numeral platform
Keep the full control of your data
Can I notify merchants when their payments have been executed?
Yes, you can subscribe to events to be notified via webhooks as payments are processed (e.g., sent or rejected) by your bank. You can use those webhooks to build a notification system for your merchants.
Are there limits on the number of counterparties I can enter on the Numeral platform?
No, you use as many counterparties as you want on the Numeral platform.
Are there limits on payment volumes and amounts?
No, there are no technical limits on payments amount nor the number of payments you can process on the Numeral platform. Please note that your banks can limit the number and amount of payments.
How much does Numeral cost?
Numeral’s pricing consists of a platform subscription fee, a fee based on the payments processed on the platform, and a fee based on the number of accounts connected to the platform.
Does Numeral support payment approval workflows?
Yes, Numeral offers approval workflow management, either programmatically via API or our central dashboard.
Does Numeral intermediate funds?
Numeral is a payment operations software, not a payment service provider. As such, Numeral doesn’t intermediate funds. Your funds flow directly between yours and your customers' and partners' bank accounts. Numeral only exchanges files and messages with your banks to initiate payments from your bank accounts or fetch account or payment-related information. Doing so, Numeral enables you to move funds directly in and out of your bank accounts.
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